When Suffolk County (NY) decided to license low-voltage electricians, I was forced to get liability insurance (called "artisan's insurance) in order to maintain my license.

One of the questions on the application asked whether I perform alarm work. When I explained to the insurance broker what I do and don't do, she said my insurance definitely did not cover alarm work, in the sense that I would be providing the reception of messages, and dispatching of emergency responders. The installation and maintenance of wiring, however, is allowed by my policy.

I do not hesitate to point out the shortcomings of other "experts" when I work on a customer's premises. I don't care if they think I'm being picky, a pain in the ass, or nasty. I have a personal moral code and that is what drives me to ensure that my customers will be safe and happy. If they die in a fire, and I didn't take every step, legal or otherwise, to prevent it, then shame on me.

Arthur P. Bloom
"30 years of faithful service...15 years on hold"