Hi, Your suggestion of the Legend turned out to be great! I spent half a day researching the Legend forums and reading tons of manuals. Then I spent an hour on eBay building my system. Lots of quirks to watch out for, such as the processor model and cards it can support, caller id, and what cards are interchangeable with the Merlin II. Turned out I spent a little over $300 in card purchases and one set to do the programming. Everything should arrive in next 2 weeks, then fun starts! I'll be posting my results.