Originally posted by hawk82:
Maybe I'm paranoid here, but have you checked your credit report? Is it possible that someone stole your identity and is going on a shopping spree, and it was coincidence that it happened after the late payment? I'd pull your credit report(s) if I were you just to be safe.
That is an excellent question and avenue that I should explore. Last month, I received a letter telling me that my car loan application had been declined. I haven't applied for a car loan in years. The lender chalked it up as a mistake since they participate in the "Lending Tree" program and they do occasionally have these issues. That would explain the ridiculous number of calls I receive. I sure hope that is not the case, but thanks for the suggestion.
